Hurray! You
made it welcome to my new blog. If you
traveled over from “See the USA the MysteryShopping Way” welcome old friend.
If you just happened to stumble in, you are most welcome too!
A little
something about this blog and its writer.
I’m a 62 year old sahm/w. I’m an
organic gardener, home food preserver, wanna be writer, all and all tightwad.
In my younger days I tended to spend far more than we brought in for my beloved
trips and now am determined to be totally debt free within two years. My family and I are following the plan set
forth in Dave Ramsey’s “Total Money Makeover” book. We are having great success with it.
I learned a
lot about cutting corners from my grandmother, the woman responsible for the title of this
blog as she often said “Mind your pennies your dollars will mind themselves.” I
just strayed from the path she started me on for a few years, but I’m back home
now, back to my frugal roots. I would
like to help you either get started into frugal living or to help you along
your path if you are already pretty frugal.
I also hope to pick up tips from many of you in the comments section.
I’ll try to
limit each entry to a certain subject, but because I was vaccinated with a
phonograph needle at a very young age I am very likely to stray a bit now and
again.
To make this
blog easier to navigate I have added links on the right hand side to my other
blogs that will include recipes, how to’s and much more. From time to time I might refer tyou to
websites or blogs of other people that I have found helpful.
If there is
a subject that you would like to see covered please fill free to email me at c.j.ontheranch@gmail.com to suggest
it.
If you see
an ad along the way that interests you please click on it, because—here’s my
first disclaimer—I like, many other bloggers, get paid a small amount a click
when you look at the different ads.
So let’s get
started on living “below our means”, as Dave Ramsey says.
I was taught
in school that a good article includes the five W’s and an H. Those being Who, What, Why, Where, When and
How. So I will strive to hit those as I
write.
Who of
course is us, you and me.
What is
“What can I do to get my budget under control”
Why is “Why
pay ‘Stupid Tax’, as Dave Ramsey calls it.
Stupid tax is interest on any loan, late fees, higher prices and
anything else that eats away at your income on a daily basis.
Where, is
everywhere. As time goes on I hope
together we can cover all aspects of life and ways to cut corners so that we
can all live like the royalty we truly are (this is a shameless plug for yet
another blog by me “Patterson's Princess Plan” or
how to stop being a slave to your home and finances and become the royalty you
truly are.
When, NOW,
let’s get started right now, let’s not pay a single penny more Stupid Tax then
we have to.
HOW? That’s what the blog entries are all about.
Simple
concept right?
Jan who is
ready to get started and hopes you are too in OK
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